offlinewebtools.com — free, watermark-free browser tools that stay on your device with nothing uploading to our servers

Credit Card Payoff Calculator

Calculate how long it will take to pay off your credit card debt

Free to use, no watermarks, runs in your browser—nothing uploads to our servers

Current Balance ($)

Interest Rate (% APR)

Monthly Payment ($)

Report a bug

If this tool misbehaves, share a quick summary so we can investigate. We include the tool URL automatically—no need to copy and paste.