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Rent vs Buy Calculator
Estimate whether renting or buying is better over your timeline, including taxes and appreciation assumptions
Try this first
- Start by entering home purchase price and then complete the remaining inputs from left to right.
- Need clarification? Use each field hint below for what each input expects.
- Press the action button when your values are complete to run the calculation.
Inputs
Set assumptions
Purchase assumptions
Use a percentage-style value where 6 equals 6% unless otherwise noted.
Use full numbers for timeline values unless the tool explicitly supports decimals.
Rent inputs
Use full numbers for timeline values unless the tool explicitly supports decimals.
Ownership operating costs
Use full numbers for timeline values unless the tool explicitly supports decimals.
Use full numbers for timeline values unless the tool explicitly supports decimals.
Decision assumptions
Use full numbers for timeline values unless the tool explicitly supports decimals.
Enter a realistic base value for this calculation input.
Use a percentage-style value where 6 equals 6% unless otherwise noted.
Result
Ready when values are complete
Fill the required fields, then run the calculator to see the payoff.
Assumptions
+11 more- Home Purchase Price
- 500000
- Down Payment
- 100000
- Closing Costs
- 7000
- Mortgage APR (%)
- 6.5
Recent inputs
Local onlyRepeat recent calculator, converter, or text entries without rebuilding the form.
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What this tool does
Rent vs Buy Calculator helps you estimate whether renting or buying is better over your timeline, including taxes and appreciation assumptions.
What you get
Rent vs Buy Calculator produces a direct output in this page and keeps all processing on your device, with nothing uploaded to our servers.
Report a bug
If this tool misbehaves, share a quick summary so we can investigate. We include the tool URL automatically—no need to copy and paste.