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Rent vs Buy Calculator

Estimate whether renting or buying is better over your timeline, including taxes and appreciation assumptions

What this tool does

Rent vs Buy Calculator helps you estimate whether renting or buying is better over your timeline, including taxes and appreciation assumptions.

What you get

Rent vs Buy Calculator produces a direct output in this page and keeps all processing on your device, with nothing uploaded to our servers.

Shipped
Free to use, no watermarks, runs in your browser—nothing uploads to our servers

Try this first

  • Start by entering home purchase price and then complete the remaining inputs from left to right.
  • Need clarification? Use each field hint below for what each input expects.
  • Press the action button when your values are complete to run the calculation.

Purchase assumptions

Use a percentage-style value where 6 equals 6% unless otherwise noted.

Use full numbers for timeline values unless the tool explicitly supports decimals.

Rent inputs

Use full numbers for timeline values unless the tool explicitly supports decimals.

Ownership operating costs

Use full numbers for timeline values unless the tool explicitly supports decimals.

Use full numbers for timeline values unless the tool explicitly supports decimals.

Decision assumptions

Use full numbers for timeline values unless the tool explicitly supports decimals.

Enter a realistic base value for this calculation input.

Use a percentage-style value where 6 equals 6% unless otherwise noted.

Recent inputs

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Report a bug

If this tool misbehaves, share a quick summary so we can investigate. We include the tool URL automatically—no need to copy and paste.